VA assumable loan at a low 2.75% rate!! Secure this beautifully updated Sea Colony Plan 4 townhome in Point Loma, offering a stunning living space and a significant financial advantage in today's market. The modern, open-concept layout seamlessly blends style and comfort, perfect for both relaxed living and entertaining. The main living area flows effortlessly between the living, dining, and kitchen spaces, situated just above the attached two-car garage for convenient daily access and ample storage. Hosting guests is a breeze, thanks to abundant visitor parking that ensures friends and family feel welcome. Step onto the large deck, your own outdoor retreat, ideal for morning coffee, evening barbecues, or unwinding in the coastal breeze. This deck extends your living space, perfect for enjoying the best of indoor-outdoor living. The Sea Colony community offers beautifully maintained grounds, a large pool, tennis and pickleball courts, a charming clubhouse available for reservations, and ample guest parking--all enhancing the appeal of this lovingly maintained property. Here, you're investing in a premium location and a lifestyle defined by comfort, ease, and lasting value.